After finding a body in a dumpster, an Alaskan travel agent (Robin Williams) embarks on get-rich-quick insurance scam to solve his financial problems and help his mentally ill wife (Holly Hunter). Just a few things stand in his way - a determined insurance investigator (Giovanni Ribisi), an irate sibling (Woody Harrelson) and two would-be gangsters. Money, murder and mayhem are the name of the game in this 'white' comedy.
